NCA Information

Persons covered: The NCA has been designed to protect natural persons (Private individuals, Sole Proprietor and Trusts e.e. you and me) and not Juristic persons

However, if a juristic person (CC or (Pty) Ltd) with an asset value or combined annual turnover of R1,000,000.00 or less enters into a credit agreement, then they will be covered by the NCA.

Small Agreements: less than R 15,000.00
Intermediate Agreements: less than R250,000.00
Large Agreements: R 250,000.00 and more

Rental agreements, where there is no option for the consumer to take ownership are not covered by the NCA

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